What to do if an Uninsured Driver Causes a Car Accident

Car accidents are stressful enough, but when an uninsured driver is at fault in a collision, the stress can become something between fear and panic. In these situations, it’s essential to know how to protect yourself and potentially recover compensation for any injuries and damages you might have suffered.

Further clarification on the issues surrounding this subject can be discovered by speaking with a Car Accident Law Firm in Boca Raton. With years of practicing law under their belts, they’re as good of a resource as nearly any for situations like these.

Protect Your Health First

Your first obligation is to prioritize your safety. That means assessing whether you’re in immediate danger and moving yourself or others to a safe place. If needed, call 911 for medical assistance and police presence. Begin creating an official record of the accident as soon as you can.

Exchange Information

Exchange information with the other driver. You’ll make a record of the following:

  • Their name
  • Contact information
  • Their vehicle’s make and model
  • License plate number

This information will be crucial in pursuing a claim.

Document the Scene

Document anything that can safely be documented on the scene. Take photographs and video of both vehicles, the position of the cars, any skid marks, and anything else that’s relevant. Be sure to include the locations of all traffic markers and signage.

Call 911

Contact the local authorities to make an official police report of the incident. In many states, this step is required by law. Florida is no exception. The police report can help determine fault and can be a crucial piece of evidence in your claim.

Notify Your Insurance Company

Call or email your insurance company and report the accident to them. Be sure to report to them as instructed in their claim guidelines. Failure to do so could complicate things for your claim. If you have uninsured/underinsured motorist coverage (UM/UIM), you could be compensated despite the other driver being uninsured or underinsured.

Hire an Attorney

Secure the services of a lawyer from a legal firm with a good track record and lots of experience. Make sure they specialize in personal injury with an emphasis on auto. They’ll inform you of your legal options,  work to maximize any potential compensation, and can often get you networked with recovery resources.

Monitor Your Recovery

After the accident, follow your healthcare provider’s recommendations and attend all medical appointments. Keep detailed, organized records of your injury status, including all treatments inside and outside of the home, and expenses. This documentation will be critical in calculating the damages you are owed.

Be Patient

Working with an uninsured driver’s claim can be a lengthy and challenging process. Let your lawyer and insurance company take control of the situation. It’s best to focus on getting rest and keeping your stress levels low while you recover. Regularly contact your attorney so that you can be kept informed about the updates in your case.

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Libby Austin

Libby Austin, the creative force behind alltheragefaces.com, is a dynamic and versatile writer known for her engaging and informative articles across various genres. With a flair for captivating storytelling, Libby's work resonates with a diverse audience, blending expertise with a relatable voice.
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