When you think of planning your next vacation, one thing you may overlook is travel insurance. Many people see this as an added expense that they don’t need. However, we’re going to share with you seven times that you’re going to wish you bought travel insurance.
1- Unpredictable Weather
Probably one of the most obvious reasons to invest in travel insurance is that the weather is unpredictable. If you’re like most people, you’re planning on traveling to a popular beach destination. If you just so happen to plan your trip when a major hurricane decides to rip through the area, you may find yourself out of a bunch of money. Travel insurance is a great way to help ensure that you get reimbursed for your travel expenses in the event that you’re unable to go on your vacation.
2- Around the Clock Travel Advocate
Another advantage of having travel insurance is that you have your very own travel advocate available 24/7. Whether you’re trying to track down your lost luggage or you need urgent medical care, you can call your travel advocate to get the support you need at no additional cost to you.
3- Add-On Benefits
Many travel insurance plans will offer additional add-on benefits that you can take advantage of. These include things like rental car collision coverage and emergency medical evacuation coverage. Having these add-ons can give you peace of mind that you’ll be financially stable in the event that an accident happens while you’re on vacation.
4- Lost Luggage Reimbursement
It can seem like nothing will spoil your vacation more than your luggage being lost at the airport. Fortunately, with travel insurance, you can be reimbursed for the expenses you incur to replace necessary items that were in your lost luggage. This includes things like personal hygiene products and even medications.
5- Replacement Passport
While it’s not a pleasant thought, U.S. passports are one of the most desirable passports for thieves to steal. If you find that your passport has been stolen or lost, your travel insurance will help to cover the cost of replacing your passport to get you back to enjoying your trip.
6- Flight Delay and Cancellation Expenses
It can be extremely frustrating when your flight gets canceled or delayed, and you end up paying for accommodations that you don’t get to even enjoy. Whether it be your hotel, event expenses, or rental car expenses, travel insurance can help mitigate the cost of those missed adventures. This can go a long way in giving you peace of mind while you’re traveling on your next vacation with your family.
7- Mandated By Some Countries
As we continue to feel the repercussions of the life-changing COVID-19 pandemic, many countries are reevaluating their necessary mandates for visitors. In fact, many countries now require travelers to obtain travel insurance, such as medical insurance, before they are accepted into the country. This new mandate is to help ease the financial burden on that country in the event of medical happenings, like the pandemic.
